benjkester

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The Psychology of Consumer Spending: Understanding and Influencing Buying Decisions

Dear Reader, the markets are not looking so great at the moment and that’s why this blog is relevant. In the realm of business and marketing, delving into the psychology behind consumer spending is akin to possessing a hidden treasure map. Consumer behaviour is a complex interplay of emotions, desires, needs, and perceptions that mould […]

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The US Debt Ceiling

Dear Reader There is an ongoing crisis within the US’, where the federal government has overspent, again, leaving the US at risk of defaulting on their debt. The implications of a US debt default would be catastrophic, not only for investors, but for a lot of the citizens of the USA and the rest of

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High Interest Rates

Dear Reader Interest rates are rising in the UK, so this topic is very relevant, especially since the new tax year has just started. There are plenty of great ISA and LISA offers available at the moment. So, it’s important to understand high-interest rates and what they mean for you. High interest rates mean that

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Debt and Money Management

Dear Reader It’s been a while! I’ve been exceptionally busy with building this wonderful new website, compiling and filing my company accounts and on top of that, I had university work to complete. I apologise this edition has arrived quite a lot later than I promised in my last blog! This topic is extremely important

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Why Dividends Matter

29/01/2023 Dear Reader We’re at the end of January now. What a month for the markets! Looking back on the NASDAQ and SNP500, these two indexes have continued to rise, which is great for all investors as it shows faith in the market. The USA has reported that its economy grew in Q4, which was

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The Right Time To Buy?

21/01/2023 Dear Reader As the year 2023 begins, we see indexs like NASDAQ grow $674 (6.5%) and the SNP500 grew $133 (3.5%) since the year started (Dec 30 – Jan 20). This immediately instils hope in the market for the year, as it should do for retail investors and people looking to grow their pensions.

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